Insurance Law

An insurer’s reputation for fairness and competence may be its most valuable asset. Harper Grey lawyers have protected the reputations of insurers and their insured since the firm was founded in 1907.

Our insurance lawyers work with clients to resolve claims with the best interests of their insureds and organizations in mind.

We serve regional, national and multinational insurers. We represent major self-insured businesses, working with their insurance partners to resolve claims. We also work with professional associations to develop and defend errors and omissions and risk-management programs.

Did you know that Harper Grey publishes the Canadian Insurance Law Blog?  Stay current with new case law and emerging issues – read more here.

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Insurance Law Services

  • Bodily injuries.
  • Commercial general liability.
  • Commercial lines products - construction deficiencies, property loss, business interruption, products liability.
  • Complex, multi-party claims.
  • Criminal acts.
  • Directors and officers liability.
  • Environmental contamination.

  • Errors and omissions.
  • Occupiers liability.
  • Personal lines products - property loss, motor vehicle liability, social host liability, defamation.
  • Professional liability.
  • Reinsurance.
  • Subrogated matters such as geographic torts.
  • Transportation related claims including aviation and marine cargo and equipment damage.

Practice Group Partners

Steven Abramson* Managing Partner
Aaron D. Atkinson Partner
Michael Hewitt* Partner
Jonathan D. Meadows* Partner
Joel A. Morris* Partner
David Pilley Partner
Michael Robinson Partner
John P. Sullivan* Partner
W. Sean Taylor* Partner
Nigel Trevethan* Partner
Adam R. Way* Partner
Jennifer Woznesensky* Partner
Kim J. Yee Partner
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Harper Grey recognized as "Most Frequently Recommended" in the area of Litigation - Commercial Insurance by Canadian Legal Lexpert Directory®, 2023 - 2024
Harper Grey shortlisted for Insurance Law firm of the Year, 2019 - 2024
Harper Grey recognized as Insurance Law firm of the Year, 2020 - 2021

Commentaries

“Harper Grey has been very good at forecasting how the litigation is likely to proceed and making recommendations that move the matter forward.”

Chambers Canada® 2026

“The firm has strong expertise in the subject matter, strong advocacy and reasonable approaches to resolution.”

Chambers Canada® 2026

“The team shows meticulous attention to detail and effective advocacy.”

Chambers Canada® 2026

“Harper Grey’s number one strength is communication and transparency. Their entire legal team is always friendly and uses language that I can easily understand.”

Chambers Canada® 2026

“The team has a deep understanding of insurance law complimented by a pragmatic and client-centered approach.”

Chambers Canada® 2026

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Select Cases

Issue of the vicarious liability

Addressing the issue of the vicarious liability of an insurer for the intentional and wrongful acts of its agents.

Defending an insurer

Defending an insurer in an action against them by an insured who was alleged to have made misrepresentations in the application for insurance and renewal of that insurance. The insured had been sued in California for $250 million and sued the insurer who had denied defence and indemnity to the insured as a result of the misrepresentations.

Occupiers liability claims

Handling the majority of occupiers liability claims from one of the largest grocery store chains in the province.

Professional liability claims

Managing all professional liability claims for a provincial organization of home inspectors. We developed the errors and omissions program for this organization. It is now used throughout Canada.

Helicopter crash

Extracting a client from lengthy and expensive litigation relating to the failure of a key component in a helicopter that crashed.

Subrogated claim

Organizing a subrogated claim resulting from a power surge that prompted 200 property damage claims from a residential neighbourhood.

Appearing in the BC Supreme Court

Appearing in the BC Supreme Court in Swagger Construction v. ING Insurance Canada, the leading case regarding construction deficiency claims.

Deductibility of collateral benefits

Appearing twice before the Supreme Court of Canada to address the deductibility of collateral benefits paid to tort victims.

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Need a Lawyer?
Get in touch with our insurance law team.

The Latest

Natasha Cooke reappointed to Insurance Law Section Executive of Canadian Bar Association
Natasha Cooke reappointed to Insurance Law Section Executive of Canadian Bar Association Natasha Cooke reappointed to Insurance Law Section Executive of Canadian Bar Association
Harper Grey Hosts 2026 Spring Insurance Law Seminar
Harper Grey Hosts 2026 Spring Insurance Law Seminar
Harper Grey welcomes five new associates
Harper Grey welcomes five new associates
James Dawson joins Harper Grey as an Associate
James Dawson joins Harper Grey as an Associate James Dawson joins Harper Grey as an Associate
Harper Grey welcomes new associate, Catherine Wong
Harper Grey welcomes new associate, Catherine Wong Harper Grey welcomes new associate, Catherine Wong
Clear Question, Wrong Answer: Life Policy Voided over Misrepresentation
Clear Question, Wrong Answer: Life Policy Voided over Misrepresentation Clear Question, Wrong Answer: Life Policy Voided over Misrepresentation Clear Question, Wrong Answer: Life Policy Voided over Misrepresentation
Full indemnity costs not payable to a plaintiff who succeeds with third party action against insurer
Full indemnity costs not payable to a plaintiff who succeeds with third party action against insurer Full indemnity costs not payable to a plaintiff who succeeds with third party action against insurer Full indemnity costs not payable to a plaintiff who succeeds with third party action against insurer
Nigel Trevethan shortlisted as Canadian Insurance Litigator of the Year by Benchmark Canada 2026
Nigel Trevethan shortlisted as Canadian Insurance Litigator of the Year by Benchmark Canada 2026 Nigel Trevethan shortlisted as Canadian Insurance Litigator of the Year by Benchmark Canada 2026
Harper Grey shortlisted as Canadian Insurance Law Firm of the Year by Benchmark Canada 2026
Harper Grey shortlisted as Canadian Insurance Law Firm of the Year by Benchmark Canada 2026
The SCC confirmed that clear exclusion clauses limit even “Guaranteed” coverage endorsements
The SCC confirmed that clear exclusion clauses limit even “Guaranteed” coverage endorsements The SCC confirmed that clear exclusion clauses limit even “Guaranteed” coverage endorsements The SCC confirmed that clear exclusion clauses limit even “Guaranteed” coverage endorsements
Court refuses to dismiss action for coverage brought by mortgagees not named in homeowners’ policy.
Court refuses to dismiss action for coverage brought by mortgagees not named in homeowners’ policy. Court refuses to dismiss action for coverage brought by mortgagees not named in homeowners’ policy. Court refuses to dismiss action for coverage brought by mortgagees not named in homeowners’ policy.
Hold your horses! In some cases, the Court may review pleadings in order to decide whether two actions arise out of related circumstances such that they will be considered one claim under a responding policy. However, if that cannot be done, the Court may decline to decide coverage until findings of fact have been made in the underlying litigation
Hold your horses! In some cases, the Court may review pleadings in order to decide whether two actions arise out of related circumstances such that they will be considered one claim under a responding policy. However, if that cannot be done, the Court may decline to decide coverage until findings of fact have been made in the underlying litigation Hold your horses! In some cases, the Court may review pleadings in order to decide whether two actions arise out of related circumstances such that they will be considered one claim under a responding policy. However, if that cannot be done, the Court may decline to decide coverage until findings of fact have been made in the underlying litigation Hold your horses! In some cases, the Court may review pleadings in order to decide whether two actions arise out of related circumstances such that they will be considered one claim under a responding policy. However, if that cannot be done, the Court may decline to decide coverage until findings of fact have been made in the underlying litigation
Insured successfully opposes denial of coverage on the basis of estoppel
Insured successfully opposes denial of coverage on the basis of estoppel Insured successfully opposes denial of coverage on the basis of estoppel Insured successfully opposes denial of coverage on the basis of estoppel
The evidence of an underlying plaintiff on examination for discovery does not fall into an exception to the extrinsic evidence rule
The evidence of an underlying plaintiff on examination for discovery does not fall into an exception to the extrinsic evidence rule The evidence of an underlying plaintiff on examination for discovery does not fall into an exception to the extrinsic evidence rule The evidence of an underlying plaintiff on examination for discovery does not fall into an exception to the extrinsic evidence rule
Insured granted coverage from contractor’s commercial general liability policies
Insured granted coverage from contractor’s commercial general liability policies Insured granted coverage from contractor’s commercial general liability policies Insured granted coverage from contractor’s commercial general liability policies
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