Automobile insurance

Automobile insurance - Fraud - Statutory provisions - Theft of vehicle - Evidence - False statements
The Accused was found guilty of providing information to ICBC that he knew or ought to have known was false or misleading after the Court determined that the Accused’s statement that he went into a movie theatre to watch a certain film was false. R. v. Fortier, [2007] B.C.J. No. 1882

Homeowner's insurance

Homeowner's insurance - Interpretation of policy - Coverage - Exclusions - Water damage - Mistakes of insured; Policies and insurance contracts - Terms of policy
The Court denied the Insured’s application for coverage pursuant to a Homeowner’s Insurance Policy after finding that the loss caused by the Insured’s mistake in failing to turn his sprinkler system to automatic before leaving on vacation did not fall within the coverage provisions of the Policy. Graham v. Canadian Direct Insurance Inc., [2007] B.C.J. No. 1897

Homeowner's insurance - Interpretation of policy - Coverage - Exclusions - Intentional acts; Property insurance - Arson - Policies and insurance contracts - Terms of policy - Relief against forfeiture
The Insurer’s application for summary judgment was granted after the Court found on a balance of probabilities that the husband of the named Insured deliberately set the fire which destroyed the home. Charles v. Peace Hills General Insurance Co., [2007] A.J. No. 928

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